Why Cars Need To Be Insured
So, are you one of those car owners who drive liberally without fear of getting into any road accident? Are you so trusting that you can leave your vehicle anywhere and believe no car parts will ever be stolen? Are you one of those who never bothered to find the right continental car insurance? Then, this article is just what you need to read to get convinced that getting an insurance is a must to every car owner.
Carlo from SG never got a Car Insurance until he got involved in a car collision accident last year, “It wasn’t even my fault. I was at the end of 4 cars who had a strong collision because the one at the front suddenly hit the break out of error. So, the second, third, and the fourth car (mine) got no sign that he would block our way, so we all suddenly collided and it was too late for all of us driving in a straight expressway to change lane or at least slow down. Because I had no car insurance, I had to pay the damage and that really hurt my pocket. Since then, I talked to a car insurance agent and made sure I was covered. While I am a very careful and responsible driver, other drivers can indirectly affect people like me who are taking all the safety measures. And that’s just unfortunate because somehow, your life is not rested on your own hand.”
Car insurance can pay for animal collision too, and it can cover for the replacement of a part of a car (or the car itself) depending on the coverage of your insurance plan if it got stolen, “It pays to replace your car if it’s stolen. Could you afford to buy another car like the one you had if yours was stolen and not recovered? If the answer is no, you should probably have comprehensive coverage. And if you’ve financed the car, your lender likely requires you to have a policy. Note that standard comprehensive coverage doesn’t pay for a brand-new car, just reimburses you for the value of the one that was stolen. It pays to repair damage from animal collisions. This is one of the many ways in which auto insurance can be confusing: Collision coverage doesn’t pay to repair damage to your car if that collision is with an animal. That scenario falls under comprehensive coverage. Deer strikes tend to get the most attention, but your car could be severely damaged by a collision with another wild animal, such as a moose, a large domestic animal, such as a dog, or even livestock. If you’d want insurance to pay for your smashed fender, dented hood and broken windshield, you should buy comprehensive coverage,” as the article 5 Key Benefits of Comprehensive Auto Insurance written by Amy Denise for forbes.com detailed.
There can be many more benefits out of dutifully paying for a car insurance that you are most probably not aware of, “You’ll be protected from financial liability .Could you afford to pay for the damages in an accident? If you can’t, then you will consider an insurance to help take care of the expenses that are involved in the repair or replacement. Moreover, if there are medical costs for the other driver and passengers, your insurance will cover these too. Who would want to be sued when you can have your insurance from that, right? You’ll be covered from paying medical costs. Being in a car accident is bad enough, worst is when you need a medical care. Hopefully, it does not happen, but it’s still best to be prepared when it happens, you want to be sure that medical costs are covered since it can be hefty for your financial capabilities. These can quickly rack up, but having an insurance saves you from paying them out of pocket. The good thing is that it also covers the driver as well as the passengers if needed. You’ll be prepared for law requirement First car owners are often required to have insurance, they require liability insurance at least and if you have an accident and you don’t have any to present, you can lose your license. Having an insurance can not only protect you but also keep you out from troubles if you have an accident,” shared the article 5 Advantages of Car Insurance read at gobear.com.